Our 4 Steps to Score Improvement Program
Step 1. Credit Profile Assessment
Know Where You Stand
Understand your current credit report analysis, identify what’s holding you back, and receive a confidential, personalised legal assessment.
Mzansi's most accessible solution, created with every South African in mind.
Step 2. Legal Identity Restoration
Clear Your Name
Sometimes your name has been unfairly damaged. We help restore your financial identity through the most affordable legal channels.
At Fair Score, we are against debt review because it blocks consumers from rebuilding credit - our compliant mediation remedies are proven to open the path to credit reintegration.
Our exclusive services are partnered with one of only nine NCR registered
Alternative Dispute Resolution Agent (ADRA) providers in South Africa.
Step 3. Credit Score Restoration
A Score that Sees You
Reclaiming your financial power hasn't been easier.
Fair Score, our proprietary alternative credit score helps you improve the way financial organisations see you.
We achieve this through locally developed alternative credit scoring innovation in South Africa, accelerated by various South African Government departments to eliminate financial exclusion.
Step 4. Access an Acceptable Marketplace
Real Offers, Not Rejections
When you're ready, your Fair Score connects you with trusted, registered financial partners who believe in second chances and fair deals.
Why have it any other way?
Who We Help
Previously declined credit applicants
Previously declined credit applicants
Previously declined credit applicants
Over-indebted consumers
Previously declined credit applicants
Previously declined credit applicants
Individuals on Debt Review
Previously declined credit applicants
People with poor or no credit history